The primary focus of a Maryland bankruptcy lawyer is to listen to you, consider your options, and plan your case. But when do you decide on which bankruptcy lawyer to hire?
Sometimes that can be a hard decision, because this is your life in your hands and you want someone who can feel as deeply about filing for bankruptcy as you do. Ron Drescher cares about making sure that you feel satisfied about what is going to happen.
He remains calm in this panic time and shows you the logical steps you need to make the right decisions. Ron is a Maryland bankruptcy lawyer that will fight everyday for you to make sure that you are kept safe.
So, to narrow down you choices for a Maryland bankruptcy lawyer and to get the best advice and bankruptcy resources, there really is only one choice. Ron Drescher helps people. It is just that simple.
When you feel it is time to file for bankruptcy you need the one Maryland bankruptcy lawyer that has helped so many other people know their rights and make it as painless as possible.
No one wants to file for bankruptcy but we all understand that it is a part of life sometimes.
That is why Ron Drescher has dedicated his life to providing the protection you need when it comes to any type of Bankruptcy.
The bankruptcy laws of Maryland, Delaware, Pennsylvania and Virginia are constantly changing and you need someone who can interpret those laws and get the message across to you quickly and easily understood.
The stated goal of federal bankruptcy law is to provide the honest bankruptcy debtor with a fresh start. A bankruptcy case is commenced by the filing of a petition. You must also file a statement of your assets and liabilities and schedules listing your creditors. Ron Drescher understands the many pitfalls that come with this process and can help you through the seemingly impossible maze of detail.
The property a debtor can keep through the bankruptcy is determined by the specific exemptions available under state bankruptcy law. This is a critical aspect of the bankruptcy case.
Ron Drescher also advises as a bankruptcy creditor lawyer. Preference defense, dischargeability litigation, claims, landlord/tenant and all aspects of bankruptcy law are comfortable areas for Ron Drescher to render assistance in Maryland, Pennsylvania, Virginia and Delaware.
A frequently overlooked part of the bankruptcy process is the pre-bankruptcy planning that must go into a successful case. Such planning is required if, for example, the debtor may have transferred property without seeking advice from an attorney prior to making the transfer.
Planning may also be required if the debtor has too many assets and would lose cash or property in a chapter 7 liquidation case. An effective spend-down may be required before actually committing to the bankruptcy case.
Planning may also be necessary in order to allow the client to establish residency in a favorable state to take advantage of better exemptions that might be available under that state as opposed to the state in which the debtor presently resides. Ronald Drescher is licensed in Maryland, Virginia, Pennsylvania and Delaware so he has an advanced understanding of the interplay between the exemption statutes in the different states.
Bankruptcy cases may need to be delayed for one year or even up to three years depending upon the circumstances. Drescher & Associates does not rush its clients into bankruptcy cases; we engage in careful planning and comprehensive strategic analysis before actually filing bankruptcy papers.
Clients usually, but don't always, have the luxury of time to properly plan their case. The first questions we asked prospective clients are: are you being sued? Are you facing an imminent foreclosure sale? Is anybody seizing your assets? Are your wages being garnished? We urge clients to resist the knee-jerk reaction of filing an immediate bankruptcy case when an overall strategic approach may yield far superior results.
There is no one typical type of clients that the firm assists. Some clients have sadly vacated their retirement accounts with the hope that their circumstances will change before they need to dismantle a well-established lifestyle. While this action is understandable, consulting an attorney before incurring the serious tax penalties which will arise from invading an IRA or 401(k) may help tremendously in bolstering your family's long term financial future.
On the other hand, Chapter 11 bankruptcies are frequently best done when the client has substantial cash on hand. Possession of such a "war chest" makes a successful reorganization for more likely as the client is able to self-finance the difficult early stages of a case where credit terms become very difficult to come by and companies need to pay cash for all of their goods and services.
Whether an individual, consumer, business debtor or some combination, each client has specific and unique needs that must be addressed both before and after the bankruptcy case is filed. At Drescher & Associates we understand the different nuances that come into play for each client. There is no one-size-fits-all in the bankruptcy world.
Our world is becoming more and more dependent upon Internet and cloud technologies. These new technologies are equally applicable in the bankruptcy world. For example, all bankruptcy cases in the United States are now initiated by an Internet filing with the bankruptcy courts. Today, it is essential for an attorney to be well versed in all the technology available to interact with clients. We are willing to communicate with our clients by phone, in person, by text message, email, fax, US Mail and even Skype.
At Drescher & Associates we are committed to incorporating a wide variety of Internet and cloud-based options for the benefit of our clients. Recently we have begun allowing our clients to have videoconferences over Skype as an alternative to requiring our clients to meet with us in person or over the phone. Certainly, face-to-face meetings are generally the best way to help an attorney explore the issues that affect the client's case. Nevertheless, sometimes a meeting over video can be very helpful to both the attorney and the client.
Delaware Office - 1 Commerce Center
1201 North Orange Street, Suite 722
Wilmington, Delaware 19801
Phone: (302) 884-6722 Fax: (410) 484-8120
Maryland Office (Includes PA, VA)
4 Reservoir Circle, Suite 107
Balitmore, Maryland 21208
Phone: (410) 484-9000 Fax: (410) 484-8120
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