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Drescher & Associates, P.A.
Bankruptcy and Creditor's Lawyer
Serving Maryland, Delaware, Virginia, and Pennsylvania
410-484-9000

Learn More About Baltimore Bankruptcy, Creditors’ Rights, and Commercial Litigation in attorney Ron Drescher’s Blog

Maryland bankruptcy lawyer Ron Drescher keeps clients informed with his blog that looks at key issues in bankruptcy and commercial litigation.s


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1/23/2016
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Getting Ready for the Baltimore Maryland Storm Snowzilla

Facing the frenzy in Baltimore to prepare for the Storm of the Century. I've never been more prepared for a storm, but will it be enough?

Category: General

Labels: Baltimore snow
9/30/2015
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Federal Foreclosures Offer Flexibility At A Price

Foreclosing creditors can bypass state judicial foreclosures by having the U.S. Marshal sell instead of the local sheriff, but the cost may not be worth it

Category: Creditor's Rights

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9/30/2015
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Buyers of Distressed Maryland Debt Need to be Licensed as Collectors

Maryland debt buyers must be licensed as collectors or else borrowers can collect hefty damages for violation of federal and state consumer protection laws.

Category: Creditor's Rights

6/3/2015
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The Home Mortgage Reaffirmation Trap

Both good and bad payment histories end after bankruptcy, so you may not get the benefit of repaying your home mortgage if you don't reaffirm that debt.

Category: Bankruptcy

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2/19/2015
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Is the US heading for a new wave of foreclosures?

Investors BNY Mellon, Citibank, Deutsche Bank, HSBC, US Bank, and Wells Fargo accuse servicing giant Owen of dragging its feet on home foreclosures

Category: Bankruptcy

12/29/2014
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Assets Seized? Exemptions Are Available Without Bankruptcy

Even if you're not yet ready to file bankruptcy, exemptions may help you keep your assets after you've lost the lawsuit

Category: Bankruptcy

Labels: exemptions
10/10/2014
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Does Your Baltimore Bankruptcy Have a Contingent Claim?

Completing Baltimore bankruptcy forms requires you to understand what a contingent claim is. A contingent claim is a liability that is not certain to occur

Category: Bankruptcy

9/18/2014
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Can I File a Maryland Bankruptcy if I'm Current on my Bills?

Clients don't need to be delinquent to qualify for Maryland bankruptcy. You can get relief If you list all your assets and debts and cooperate with the trustee

Category: Bankruptcy

8/26/2014
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Does Your Baltimore County Bankruptcy Have a Disputed Claim?

When completing Baltimore County bankruptcy forms, you are asked whether you have any unliquidated claims. The amount due on an unliquidated claim is disputed.

Category: General

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8/13/2014
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Why Is Trustee Scrutinizing Your Maryland Bankruptcy Case?

If you're wondering why a bankruptcy trustee is scrutinizing your case so closely, I can tell you that one of the reasons is because their base fee is only $65.00.

Category: Bankruptcy

7/23/2014
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The Difference between a Maryland Bankruptcy Dismissal and Discharge

There is quite a difference between a bankruptcy dismissal and a bankruptcy discharge, whether in Maryland, Delaware, or elsewhere. Which one do you want?

Category: Bankruptcy

7/16/2014
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Should I Use My IRA or 401(k) to Pay My Maryland Bills?

When you have money problems; should you invade your IRA or 401(k) to pay bills? Creditors, except for the IRS, cannot reach your IRA or 401(k).

Category: Bankruptcy

7/9/2014
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Over Exemptions? Let the Trustee be your Friend

The debtor is usually the best buyer for bankrupt assets, and for a Chapter 7 trustee even a bargain sale beats exposing the assets to the open market.

Category: Bankruptcy

3/14/2014
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March Madness Bankruptcy Brackets: Who Is The World's Greatest Debtor?

Presidents, criminals and celebrities vie for top honors in March Madness: Bankruptcy Brackets, a contest to crown the world's greatest debtor.

Category: Bankruptcy

2/16/2014
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The Wolf of Wall Street: A Tale of Two Bankruptcies

Jordan Belfort of The Wolf of Wall Street filed Chapter 7 when he was 25 years old. When his company filed bankruptcy years later his investors lost millions.

Category: Bankruptcy

2/3/2014
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The Real Housewives of Bankruptcy: Sonja Morgan

Sonja Morgan Filed for Bankruptcy; Her Movie Project, Fast Flash to Bang Time , Contributed to Her Financial Woes

Category: Bankruptcy

2/2/2014
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Dorothy Hamill: Bankruptcy, Olympics and Hope

Dorothy Hamill earned millions after winning Olympic gold, but her attempt to revive the Ice Capades brand ruined her financially and forced her into bankruptcy

Category: Bankruptcy

Labels: Hamill
10/21/2013
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Bankruptcy: Adapt To Seasonal Cashflow

Teachers, retailers, heating oil sellers and NFL players need to plan for budgets and bankruptcies to address their uneven stream of cash-flow during the year.

Category: Bankruptcy

Labels: NFL seasonal
10/1/2013
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The Thin Line Between Fraud And Honest Disaster

When does a business "break bad" and cross that line?

Category: Bankruptcy

8/4/2013
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Why I Blog About Celebrity Bankruptcies

For most, bankruptcy is a last resort. Understanding that that the rich and famous also sometimes stumble helps clients overcome feelings of failure and shame

Category: Bankruptcy

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6/20/2013
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Sonja Morgan of RHONY Loses Control of her Chapter 11 Bankruptcy Case

Sonja Morgan of Real Housewives of New York City lost control over her Chapter 11 bankruptcy when the judge appointed a trustee who will manage her affairs.

Category: Bankruptcy

5/6/2013
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New Bankruptcy Claims Transfer Fee Is Not A Tax

Bankruptcy courts are now charging a $25 fee for all claim transfers. The NY Times is wrong in thinking this fee is a form of tax on the transfer.

Category: Bankruptcy

4/14/2013
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Save Your Core Business In Chapter 11 Bankruptcy

Many businesses try to grow too fast and find themselves burdened with debt. By focusing on its profitable core a business can survive in Chapter 11.

Category: Bankruptcy

3/4/2013
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Casey Anthony To Testify Under Oath At Bankruptcy Meeting

Acquitted of murder, proven liar Casey Anthony will testify at her bankruptcy meeting today. Her discharge depends on her telling the truth. Can she do it?

Category: Bankruptcy

Labels: Anthony trustee
2/28/2013
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Bankruptcy Buyer’s Remorse: When Debtors Want To Dismiss Their Own Chapter 11 Case

Hand surgeon Michael Brown wants to dismiss his Chapter 11 case after only a month. He has an uphill battle if he can't show his creditors would be better off.

Category: Bankruptcy