My dad needs to file bankruptcy but he’s got Alzheimer’s and he’s not mentally competent so I have his power of attorney. I know there’s a credit counseling requirement. Can I just do the credit counseling for my dad?
This is not good news because I feel bad for your dad, but the good news is that the bankruptcy code contemplates situations like this, and if you can establish, when you file the bankruptcy, that your dad (or you mom or whoever you have power of attorney for) is not mentally competent to do the credit counseling course, the course can be waived, and courts are fairly generous with that outcome so you shouldn’t shy away from filing the bankruptcy case just because of that one kind of unfortunate factor.
